Budget Budget Budget

I’m trying my damndest to save up as much money as possible while paying off my student debts and credit card, but the money I’m making working full-time is only about 70% of what I thought I would be bringing home. I also found out about furlough today, and I’ll be loosing 11 days of pay starting mid-July. And who knows about that raise…

I still have a lot of gear to buy, and I’m starting to panic a little. Does anyone have any advice for how much to save?

Student loans and the AT

At the time that I will be hiking, my student loans will be in full repayment swing. I’m graduating this semester, so I still have 8 months to pay off as much as I can. I am just going to put as much as I can afford toward my student debt, and put the rest toward saving up for the trip. I’m planning on just making the minimum payment while actually hiking, or maybe the minimum + $20, just so I know I’m working down that principle some. I'm also going to budget for 7 or 8 months of paying that loan payment, so I have some cushion when I get back and have some time to find another

I was also looking into the various types of repayment plans. We shall see how it all pans out...

Crunched some numbers today....

If I move out of my apartment and we split a storage unit and I put my phone on hold, AND I pay minimum amounts on my loans and credit cards, then I only need to save around $1100 to take care of all of my “at home” nonsense.

That’s not so bad, right? Right?